FD Calculator (India) – Calculate Your Returns Instantly

Q: Can I withdraw FD early?

Yes, but early withdrawal may have penalties.

Use this FD calculator to find your maturity amount and interest earned on fixed deposits in seconds.

Also known as: fixed deposit calculator, FD interest calculator, FD maturity calculator

Investment Amount (₹)

Rate %

Years

Compounding

What is Fixed Deposit (FD)?

A fixed deposit (FD) is a safe investment where you deposit a lump sum for a fixed time period and earn guaranteed interest from a bank or institution.

How Does FD Work?

You invest a fixed amount for a chosen duration at a fixed interest rate. At maturity, you receive your principal plus interest earned.

Types of Fixed Deposits

Bank FD
Post Office FD
Tax Saving FD
Senior Citizen FD

How to Use FD Calculator

Enter deposit amount
Enter interest rate
Select tenure
Check maturity amount instantly

FD Interest Formula

A = P (1 + r/n)^(n × t)

Where P = principal, r = interest rate, n = compounding frequency, t = time

Why Choose Fixed Deposit?

Safe and low risk
Guaranteed returns
Flexible tenure options
Easy to invest

Example Calculation

If you invest ₹1,00,000 at 7% for 5 years, your maturity amount will be approximately ₹1,40,255.

Frequently Asked Questions

Is this FD calculator free?

Yes, it is completely free.

Is FD safe?

Yes, FD is considered one of the safest investment options.

Can I withdraw FD early?

Yes, but you may have to pay a penalty.